New England
Fishing Communities: Prospects and Uncertainties
by Robert J. Johnston,
Daniel S. Holland, and Seth Tuler
The authors describe the benefits and costs of new commercial
fishing regulations designed to enhance the long-term
viability of New England fishing.
Mapping New England: Fishing-Related Industries
by Kai-yan Lee, Federal
Reserve Bank of Boston
Local fishing and related industries are seeing their
historical prominence decline. The map shows where
they remain strong in New England.
Preventing Foreclosure Displacements
by Becky Regan, Boston
Community Capital
A coalition of community advocates, legal aid organizations,
lenders, and low-income residents is keeping foreclosed
tenants in their homes and preventing neighborhood deterioration.
Vermont Cultivates Community through Gardening
by Jim Flint, Friends
of Burlington Gardens
Burlington Vermont’s community garden movement,
among the first in the country, is teaching techniques
for sustainability far beyond city limits.
Preventing Urban Decay with Gardens
by Matt Martin and
Zachariah Starnik, Stockyard Redevelopment Organization
Residents in a Cleveland neighborhood worked to keep
vacant properties from becoming a magnet for illegal
activities. Their gardens created a new food supply
while building community.
Training
for Green Jobs
by Sara Jade Pesek,
Syracuse University
The 2009 American Recovery and Reinvestment Act, or stimulus, provided funding
for “green” jobs training programs. Organizations interested in participating
can learn from people who have actually developed and implemented such programs. |
Why Few Lenders Are Modifying Loans
by Paul Willen, Federal
Reserve Bank of Boston
Lenders and servicers have modified fewer mortgage
loans than expected. Research suggests that they prefer
to wait and see because delinquencies often right themselves
and some modified mortgages ultimately end in a more
costly foreclosure.
Your House or Your Credit Card?
by Ethan Cohen-Cole, University
of Maryland
A new study shows that, contrary to conventional
wisdom, individuals will pay credit card bills even
at the cost of mortgage delinquencies or foreclosures.
The author elucidates the logic
behind their thinking.
Reimagining
the Unbanked:
Perspectives
from South Africa
by Daryl Collins, Bankable
Frontier, and Jonathan Morduch, New York University
Research in South Africa suggests that low-income
families are often financially savvy—and that
cash flow is their most pressing need, not savings
or microlending vehicles. The insights can deepen understanding
of the unbanked worldwide
Fair and Cost-Effective Property Tax Relief
by Daphne A. Kenyon, Ph.D.,
and Adam H. Langley
In New England, which relies more heavily on
the property tax for public services than other U.S.
regions, many homeowners feel overburdened. When correctly
applied, property tax circuit breakers can protect
the most vulnerable.
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